
What is an exchange rate? A simple guide with examples
Understand what an exchange rate means, how to read USD/EUR and why a larger number is not always a better deal.
Read guide →DAILY REFERENCE EXCHANGE RATES
A simple way to calculate amounts in 158 supported currencies. No account or payment required.
| Date | 1 USD in EUR |
|---|---|
| 2026-11-02 | 0.8947 |
| 2026-11-01 | 0.89452 |
| 2026-10-31 | 0.89461 |
| 2026-10-30 | 0.89495 |
| 2026-10-29 | 0.89575 |
| 2026-10-28 | 0.89652 |
| 2026-10-27 | 0.89485 |
Missing days are not presented as new observations. The chart uses locally stored daily reference data.
Multiply the amount in USD by the rate:
1 × 0.8947 = 0.8947 EUR
The reverse reference rate is approximately 1.11769308 USD for 1 EUR.
It is a daily reference value from Frankfurter, not a live buy or sell offer. For cross-rates we use observations from the same date.
No. Check the final quote from your bank, card provider or transfer service.
Publication schedules, weekends and gaps differ by currency. A cross-rate uses the latest date shared by both currencies.
Read the methodology →Reference rate dated 2026-11-02. Fees are excluded.
1 USD is approximately 0.8947 EUR using the daily reference rate dated 2026-11-02. This estimate excludes fees.
Multiply the amount in United States Dollar (USD) by 0.8947. For example, 1 × 0.8947 = 0.8947 EUR.
No. CurrencyCalc calculates reference values. It does not exchange money or process payments. Compare the final rate, spread and fees with your bank or transfer provider.
Choose any supported currency in either direction. Check the rate date, calculate an amount and compare the reverse rate. For restricted or multiple-rate markets, a reference value can differ from the exchange rate actually available to you.
Data refreshed: 2026-11-02 11:03 UTC. Rates are collected in the background; page visits do not trigger requests to the provider.

Understand what an exchange rate means, how to read USD/EUR and why a larger number is not always a better deal.
Read guide →
Learn a simple currency conversion formula, when to divide instead of multiply and how to avoid common calculator mistakes.
Read guide →
See how exchange-rate markups, fixed fees and timing change your final amount, even when a transfer says zero commission.
Read guide →Explore different currencies and amounts.